Uninsured and Underinsured Motorist Attorneys

A hit-and-run accident can leave you wondering who will pay the bills for your injuries. If you don’t know who the other driver was, the other driver doesn’t have insurance or not enough insurance, you need a skilled attorney to help you understand your legal options.

KG Injury Law has extensive experience helping Ohio clients who are injured in all types of motor vehicle accidents. We have helped countless clients who have been injured in accidents with uninsured or underinsured drivers. To talk about your claim and learn about your insurance coverage, contact a Cleveland uninsured motorist lawyer at our firm.

Uninsured Motorist Coverage

If you were injured in a hit-and-run or the driver did not have insurance, your own uninsured motorist coverage may compensate you for your injuries. Everyone has uninsured motorist coverage unless you specifically opt-out. Unless you opted out of the coverage in writing, you should have the same amount of uninsured and underinsured motorist coverage as liability coverage.

Our attorneys will work to get you the compensation you need and deserve from your insurance company. If the other driver’s insurance company is denying you coverage because you were injured on-the-job, the insurance payments lapsed or if a nonresident relative was driving your vehicle, we can help you with your uninsured motorist insurance claim.

Underinsured Motorist Coverage

If your own insurance exceeds the coverage of the other driver, we can help you with your claim. In Ohio, you are entitled to the difference between your coverage and the coverage you receive from the other driver’s insurance. For example, if the other driver has $15,000 in coverage and you have $26,000, you can receive up to $9,000 from your insurance, on top of the $15,000 from the other driver’s insurance.

Medical Payment Coverage Claims

You may have a claim against your insurance company under your medical payment coverage. This coverage will pay for your medical expenses when you are injured in an accident. We can help you understand this coverage. Our attorneys will deal with the insurance companies for you, so you can focus on your recovery.

Personal Injury Lawyers

If the driver who caused your accident has no insurance or there is not enough insurance, your own insurance coverage may cover the claim. Contact a Cuyahoga County uninsured motorist attorney at our firm to discuss your car insurance claim and coverage.